Hoi Ching LEUNG

BSc in Risk Management Science
HSBC Life

I worked in HSBC Life as a co-op student trainee for six months in the actuarial, risk and analytics department. I enjoyed being part of such a harmonious team and gained valuable experience.

My main task was to support scenario generation using Moody’s Economic Scenario Generator. Although I had never used the relevant software before, the company provided solid training that enabled me to carry out my work smoothly. Thanks to the courses provided by CUHK for RMSC students, I had a good understanding of my work and the figures I was supposed to use for analysis. My background knowledge – from minor concepts such as different rates and their implications to major concepts such as the various assumptions made when simulating the distribution of a project – made me more confident in undertaking the multiple aspects of my work.

I also helped with financial reporting, which is related to business and does not involve complicated calculations. Again, the RMSC courses had provided me with relevant knowledge of basic economics and accounting. Therefore, I was able to identify the workings of spreadsheets in terms of accounting accuracy.

In sum, the internship gave me real-world work experience and equipped me with appropriate professional attitudes and communication skills. The RMSC Programme has provided me with knowledge relevant to my future career.

Chun Hei TSE

BSc in Risk Management Science
University of Toronto, Canada

During the winter term, I had an incredible opportunity to participate in an exchange programme at the University of Toronto (U of T). As part of this enriching experience, I enrolled in a selection of stimulating courses that expanded my knowledge and skills. The courses I took included Introduction to Machine Learning, where I gained a comprehensive understanding of the fundamental principles and algorithms used in this exciting field. In this course, I collaborated with classmates from diverse ethnic backgrounds on a project about building neural networks. This experience not only enhanced our problem-solving skills but also taught us the importance of cultural diversity in our academic pursuits. Through mutual respect and shared knowledge, we developed a deeper understanding of collaboration and teamwork. It was an invaluable opportunity to learn from each other and broaden our horizons.

Additionally, I took Statistical Computation, which equipped me with valuable tools for data analytics. One challenge that I encountered in this course was adapting to a discussion-based lecture. This teaching style, which required pre-reading before each class to actively participate in discussions, was different from what I was accustomed to at CUHK. To overcome this challenge, I developed a disciplined routine of pre-reading and invested my time and effort to understand the mathematics literature before each lecture. I actively engaged in discussions, sought clarification from the professor, and collaborated with my classmates. This experience taught me the importance of adaptability, time management, and active learning. It also reinforced the value of critical thinking, effective communication, and independent learning. Ultimately, this challenge strengthened my resilience and expanded my academic horizons, preparing me for future challenges.

Beyond academics, I actively engaged in campus life by joining the D2 Soccer team at Trinity College. This allowed me to immerse myself in the vibrant sports culture at U of T and participate in the U of T Intramural League. Being part of the soccer team not only honed my athletic abilities but also fostered teamwork, discipline, and perseverance. It was an exceptional opportunity to connect with my fellow students and build lasting friendships.

For prospective applicants seeking an exchange programme, I encourage embracing language challenges with confidence and seizing every opportunity for growth and connection. Through my personal experience, I discovered that Canadians greatly admire non-native English speakers who can communicate fluently, such as those from Hong Kong. They appreciate the effort put into mastering a second language and do not judge your English abilities on the same scale as native speakers. Remember, confidence is key. Embrace the chance to improve your language skills, engage with others, and make the most of your exchange programme with a positive and self-assured mindset.